You need to drive defensively now more than ever because of how many people that are distracted by mobile phones and electronic devices while driving their cars. Defensive driving has always been an important part of the driving process because not everyone is very experienced with driving. It is important to be ready for any unusual driving that you may encounter within your driving experience. Our agents at the Friant Insurance Agency in Laguna Hills, CA can assist you with your auto coverage to help you find the correct amount to protect you if you were to experience an auto accident at the hands of an inexperienced or distracted driver.

You also need to be aware of pedestrians and other people spending more time in the outdoors during the warmer seasons. Many people on their phones and with headphones in might not see or hear your car coming. It is your responsibility to be vigilant for pedestrians that may stray in the path of your car.

On our nation’s highways, attempt to avoid driving in the road lanes next to larger semi trucks. The drivers for these vehicles will not always be able to see you if you happen to be in a blind spot. This could cause a potential hazard for you and your vehicle if they merge into your lane without knowledge of you being there.

Ensure that you also drive far enough behind other vehicles in the case of a sudden stop. If the driver in front of you should slow down or stop quickly, you may have a hard time avoiding an accident.

Be very careful regarding your hand position on the steering wheel because it could improve your response time if you were to encounter any unusual incidents on your drive. You can discuss any questions you might have regarding your auto insurance or an accident with one of our agents at Friant Insurance Agency in Laguna Hills, CA. Give us a call or stop by our office to learn more about how defensive driving is important for your policy and well being.

 

Young teenagers in today’s society are starting to transition from their current age to adults slightly faster than two decades ago. In Laguna Hills, CA, teenagers are able to obtain their learner’s permit at the age of 15 ½ years old. This will give them the start necessary to drive themselves to and from school at the discretion of their parents. The next level will include their provision license, which can be obtained between 16 years old and 17 ½ years old.

At Friant Insurance Agency, we strive to provide high quality and affordable car insurance for our clients. After a young teenager obtains their learner’s permit, it is important for the parents to start searching for car insurance options. There are a variety of benefits that a teenager can enjoy with their learner’s permit and provisional license. Today, we are going to briefly cover what you should take into consideration with your teen driver.

In Laguna Hills, CA, a teen with a learner’s permit must be covered under the insurance of the licensed driver riding with them (typically the parents). The great benefits here are you saving slightly more money in the long run and slowly guiding your teenager through car insurance necessities.

Adding your teen under your insurance policy typically costs less than when they will have insurance under their own name. This will be the perfect time for your teen to start understanding the value of a dollar. If they are working, you can have them pay a specific amount towards the car insurance per month. Once they obtain their own, it will not seem like a new financial responsibility to them.

Once a teenager receives their provisional license, then you have an option here. Keep them under your current family policy or allow them to get their own. Typically the teenager will have to pay a little bit more for car insurance under their own name than being covered by the family’s existing policy.

If you would like to inquire what Friant Insurance Agency can offer your teenager specifically, please feel free to contact us via e-mail or phone.