Should I get renters insurance in California?

When you are a resident in the Temecula, CA area, there are going to be a lot of different housing options to choose from. A good housing option to consider is to rent a home instead of buying. While there certainly are advantages that come with owning a home, renting is also a good option for many people. Along with renting, you should also get a renters insurance plan. There are several reasons why you should get this coverage here.

Insurance Gives Important Protection

A key reason that anyone in California should get a renters insurance plan is that it offers some very valuable protection. When you are going to rent a home, you are going to be bringing your personal assets that will be covered by the renter’s insurance plan. Additionally, this coverage provides you with some personal liability insurance protection that will be helpful if an accident occurs in your home.

Insurance is Often Required

You should also get a renters insurance plan to ensure that you are in compliance with lease requirements. A landlord in many situations will provide a lease that has specific insurance requirements. Normally, this will require that you maintain a full renters insurance plan throughout the term of your lease. They likely will require you to provide verification of this insurance from time to time. 

As you are looking for a new renters insurance plan when you are in the Temecula, CA area, it would be a good idea for you to call the team with the Friant Insurance Agency. The insurance professionals that work with the Friant Insurance Agency can give you great insight into your different insurance options. This will make it easier for you to choose a plan that is ideal for your situation.