When you’re in the area of Temecula, CA, you may spend your time boating on Lake Skinner, Vail Lake, and beyond. Of course, there may also be times when your boat isn’t even on the water. All sorts of things can happen, and if you’re a boat owner, insurance makes sense. At Friant Insurance Agency, we can ensure you have the proper policy.

Weathering the Storms

It’s natural to check the weather before you go boating. However, thunderstorms and windstorms can often creep up out of nowhere. Sometimes, you may even experience wildfire-driven firestorms, often because of the Santa Ana winds.

If your boat is struck by lightning or impacted by a storm (on or off the water), it’s important to have a policy so you can file a claim.

Accidents Can Happen

No matter how safe you are, accidents can happen. They may happen on the water, such as someone falling overboard or even hitting a pier. They may even happen off the water, such as getting into an accident as you drive across the city to the nearest lake.

Whatever accident there is, you want to ensure you have liability and property damage coverage.

Guarding Against Theft

You spent quite a bit of money getting the boat you have, so you don’t want to see it stolen (or even vandalized). When you have the right boat insurance, you can file a claim if there is a theft. It’s the ultimate way to protect your assets.

Securing the Right Coverage in Temecula

There’s no reason to spend a fortune on boat insurance. However, it does pay to have the right coverage. This way, you can file a claim if you experience a storm, an accident, a theft, or anything else in Temecula, CA. Contact us at Friant Insurance Agency today to learn more about how we can build a custom policy and get you plenty of quotes to choose from.