Are you planning on using your motorhome throughout the entire season? If so, explore some insurance products that will provide adequate protection.

Liability Coverage for Accidents and Damage

Your motorhome should be equipped with liability coverage. Liability protection covers you for accidents and damage that are your fault.

If someone visiting you becomes injured in your motorhome, your liability coverage will handle the costs you are responsible for. Liability coverage will also protect against damage that occurs to another person’s property.

Determine the risk of an incident occurring on the property where your motorhome will be used. Choose a liability coverage amount that will protect you when you are occupying your RV.

Personal Possession Coverage

Natural weather events could damage or destroy the items stored in your motorhome, and criminal activity could result in the damage or loss of your possessions.

Personal protection coverage reduces the out-of-pocket costs you will be responsible for. This type of insurance may cover the cost of having your RV inspected. It may also handle fees associated with repairing or replacing your items.

Before you use your motorhome, inventory what is stored inside. Keep track of the high-ticket items that would be difficult for you to repair or replace on your own.

Create a list that documents the make and model of each item that you would like to add to your insurance policy. When you are ready to obtain an insurance policy for your motorhome, provide your list.

Assistance From An Agent Who Serves Temecula, CA

Schedule a time to meet with an agent from Friant Insurance Agency. The agent assigned to you will recommend insurance types suitable for RV owners who need seasonal coverage.